How to break out of the ‘just enough’ money cycle

break out of the just enough money cycleVery often when I first start working with my money mastery clients, they tell me that whatever they do, they can’t seem to make more than enough in their businesses. 

They feel like they’re struck in a cycle of making just enough money to cover their basic expenses with little (or nothing) left over to spend on the things they’d really like to buy – travel and holidays, personal development, treating their families and getting the support they want (and need) in their businesses.

Every month feels like a grind to pay the bills without ever getting to the point when they feel abundant and spacious.

I completely get this. For the first few years of my business, I felt like my income was on a rollercoaster and I never seemed to be able to make more than enough. It was exhausting!

It felt like really hard work to attract new clients and when I did, they would always opt for a payment plan, rather than paying in full upfront, so I constantly felt like I was playing catch up in my bank account.

By shifting my mindset and beliefs around money and my value, I was able to move out of the ‘just enough’ grind and generate a stream of engaged, committed, ideal clients, most of whom choose to pay-in-full. And it’s through this very same mindset and belief work that I help my clients to do the same.

So, what can you do if you’re stuck in a cycle of ‘just enough’ right now?

Here are my top tips.

1) What are the potential negative consequences of having more than enough?

This might seem like an odd question, because why wouldn’t you want to have more than enough money? But often when we’re up-levelling, there can be unconscious fears about what the effects may be.

  • Perhaps you secretly worry that people won’t like you when you have more money?
  • Or you fear that the extra money will cause you stress?
  • Maybe you think that you’ll get criticised for having (and wanting) more?

When these fears and worries are unconscious, they bubble away under the surface causing you to self-sabotage and hold yourself back.

To break out of the ‘just enough’ cycle, you need to bring all of these potential negative consequences out into the open, shining a big ol’ light on them, so that they lose their power.

Take some time to journal on the question: ‘What’s the worst that could happen if I made x amount?’

Give yourself at least 15 minutes and write down everything that comes up for you (however irrational it seems). By bringing these unconscious fears to the surface, you can begin to challenge and move past them.

2) Look for where else ‘just enough’ is showing up in your life

If you’re struggling with ‘just enough’ in your income, it’s likely that this pattern is showing up in other areas of your life as well. So ask yourself, where else am I putting up with ‘just enough’?

  • Maybe it’s something simple, like waiting until you get right to the end of your shampoo before buying some more?
  • Maybe you rush around and make just enough time for yourself, so you end up feeling exhausted?
  • Maybe you’re just visible enough in your business, so although some of your potential clients are vaguely aware of you, you’re not reaching as many people as you’d like?

There are SO many ways you can be reinforcing the ‘just enough’ pattern and this will always be reflected in your income.

Start allowing yourself to receive more than enough in as many ways as possible. Often this doesn’t need to cost much (if anything). 

  • Buy a new bottle of shampoo in plenty of time to replace your current one.
  • Schedule some regular ‘me-time’ in your calendar.
  • Challenge yourself to be more visible than feels completely comfortable.

All of these thighs will shift you into a ‘more than enough’, abundance mindset.

3) What’s the underlying belief that’s keeping you stuck in ‘just enough’?

There’s usually an underlying belief about yourself and your place in your world that causes this ‘just enough’ thinking.

  • Maybe you think that you’re not good enough to have more than you actually need?
  • Or that you don’t deserve it?
  • Perhaps you were told it’s greedy to want more when you were growing up and you’ve carried this belief into your adult life, and business?
  • Perhaps you don’t feel worth more than enough?

What are the beliefs that are keeping you stuck in this ‘just enough’ cycle?

Again, take some time to journal on this. Bring these limiting beliefs into your awareness because you can then begin to challenge them.

And if you want some extra help to shift these limiting beliefs, I’ve put together a special tapping routine using Emotional Freedom Technique to help you get out of just enough thinking.  You can watch the video and tap along right now..

A super-potent way to move out of the ‘just enough’ trap is to have your brilliance reflected back to you by other unbound women. (Seriously, it’s like MAGIC!) That’s why I created The Unbound Collective – the online community for women who are committed to being their fullest, freest selves. Click here for all the details and to claim your space.

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