The three clear signs you are blocking your flow of income – part two

The 3 clear signs you're blocking your flow-2In part two of this series, I’m talking about the second sign that you could be limiting your income right now – a reluctance to set financial goals.

Do you experience resistance when it comes to putting a figure on your money goals?

If the answer is, ‘Yes’, you are certainly not alone.

Watch the video below to discover:

  • why you might be experiencing this reluctance,
  • how this could be restricting your income, and
  • how to move on through any resistance and have fun with your financial goals.

(Heads up: make sure you watch to the end of the video, as I am setting you a juicy challenge for this month.)

Your next step. Want to learn about some powerful practices that will help you to move through money blocks and create the income you desire? Click here to join my free 7-Day Money Mastery Kickstarter Challenge.

The three clear signs you’re blocking your flow of income – part one

The 3 clear signs you're blocking your flowIn my work as a Money Mindset Mentor, I work with clients who are blocking their flow of income in some way (and I’ve totally done this myself in the past!)

This is rarely happening consciously – very few people would make a conscious decision to prevent income from flowing to them.

However, there are subtle, subconscious ways that you could be sabotaging yourself right now which are stopping you from receiving the income you desire.

I would LOVE to help you bring these blocks into your awareness, so you can move through them (I’m all about helping women to bust their blocks – kapow!)

There are three clear signs that you’re preventing money from flowing to you freely and I’m sharing the first one with you here today.

Money Block No. 1 – Not valuing yourself

This block can apply whether you have your own business or work for someone else.  Let me ask you if you currently do any of the following:

Undercharging

Do you know deep down that you’re not charging enough for your services or products?

Do you feel an underlying resentment that you’re not being paid enough for your time?

Are you scared of charging more for fear of being ‘priced out of the market’?

Discounting your prices

Do you offer a discount to potential clients before they even ask for it?

Maybe you find yourself stating the price of your service or product, then immediately jump in with a discounted price before the client even has a chance to say, ‘Yay’ or ‘Nay’?

Focusing your energy on non income-generating activities

We women can all do a pretty good job of keeping ourselves busy, but are the tasks you’re focusing on actually bringing in the moolah?

If you find yourself spending hours on social media or tweaking your website with no clear purpose, then you are deflecting from the real work.

Hiding

Do you play hide-and-seek in your business?  Maybe you pop your head out and make a video, write a blog or do some speaking and then retreat back into hiding?

Are you fearful of putting yourself ‘out there’ because deep down you just don’t feel good enough?

If you’re doing any (or all!) of the above right now, then you are actively preventing yourself from receiving more money.

I repeat, if you don’t value yourself, you are actively preventing yourself from receiving more!

You’re staying very safe and comfortable, but the chances are you’re feeling pretty darn frustrated and burned-out too.

So, what can you do to bust through this block?

The first step is always awareness.  So, if you’re thinking, ‘Yes, that’s me’, then well done for noticing how you’re blocking yourself.

The second step is to make it a practice to value yourself (and it is a regular practice – not a one-off activity).

How do you do this?  Well, there are a couple of ways in particular that I recommend.

1) Write a list of every way someone benefits from working with you or purchasing your services.

This was recommended to me by coaches and mentors many few times before I actually did it and I can tell you it really makes a difference.

Go to town and write down every single benefit and transformation that you provide to someone.

This is something I recommend you do regularly (particularly when you are offering a new service or product) to build your sense of value and self-belief.

2) Keep a positivity file

I want you to keep a record of each and every piece of positive feedback you receive.

Every time someone says, ‘Oh, thanks for that.  You did a great job!’ or you receive an email from a client saying how much you’ve helped them, record it.  Write it down, print it off or keep it in a swipe file on your laptop.

Why?  Well, we tend to do a pretty good job of remembering any negative feedback or criticism we receive – it seems to stick like super-glue, eh?  But, when it comes to positive feedback, we can easily brush it off.  ‘Oh that, it was nothing.’

It’s time to change my lovely!

Start building your positivity file.  Look at it regularly.  See how much value you offer to the world and how much you are loved.

It’s all about building your receiving muscle!

So, there are you, money block number one and how to move through it.  Click here to discover block number two.

And if you want to discover more ways to create the income you desire (and deserve!), click here to join my free 7-Day Money Mastery Kickstarter Challenge.

Ready to make a leap?

Ready to make a leap_(Is it time for a differentI was talking with some friends I used to work with recently and I realised that it is exactly six years since I left a job in finance that I hated.

At the time, I thought that I simply needed to move to another company to be happy – the same kind of role in a different organisation.  So I made a move and very soon realised that it wasn’t the company that was the problem, it was the actual work I was doing.

Arggh!  What was I to do?  I knew I wasn’t happy, but I had no idea what to do next.

My subconscious mind must have been on the look-out for the next step, because very soon I went to health-spa and saw a talk by a hypnotherapist.  Although she was pretty eccentric and I had never experienced hypnotherapy before, I was struck by what she had to say.

The idea that words can have such a potent effect (either positively or negatively) on our minds and the choices we make in life – this stuck with me.

I just knew that I had to retrain as a hypnotherapist and I was so unhappy in my job that I was willing to listen to my inner voice.

I made my decision and that was that.  I followed my instinct and left my job to start training as a hypnotherapist (my employers thought I was bonkers btw!)

I leapt.

Was it easy?  Well, the initial decision was fairly easy, but the process since certainly hasn’t been.

Do I regret making the leap?   Nope! That jump has taken me on a path that I could never have envisioned.

Along the way I met my husband, moved house, started my own business, have worked with many wonderful clients and met the most amazing, inspirational people.

If someone had told me where that initial step would lead, I wouldn’t have believed them.

But here I am and I keep taking steps along my path.

So, why am I sharing this with you?

Well, often I speak to friends or work with clients and they tell me how unhappy they are in their current situation.  I wonder if it’s the same for you right now?

Maybe you detest your job and get that sinking Monday-morning feeling at the beginning of each week?

Perhaps you feel lost or stuck in your relationship?

Maybe you lie awake at night thinking there must be more to life and wondering how you ended up where you are right now?

I wonder if you find yourself reasoning that you will just, ‘See how it goes’, ‘Give it some time’ and ‘Wait and see if it gets better’.

Now I’m all for taking personal responsibility and not blaming your unhappiness on anyone else.  But that doesn’t mean you have to stay in a situation where you’re not happy.

If you’re feeling dissatisifed, discontented, stuck or downright pissed-off at the moment, there is a reason.

Maybe your soul is calling out to you, ‘Hey, you could do something different you know?  There is SO much more for you –  there’s so much more you could have, do and be.’

Listen, can you hear it?

Your inner voice.  Your inner wisdom.  Your higher self.

What is she saying to you?

What is she calling you to do?

What would happen if you listened and took action?

Yes, it might be scary.  Yes, it might not lead where you expect.   But what are the implications if you stay where you are right now?

Weeks, months, even years of being unhappy.

Seriously?  Are you prepared to put up with that?

Listen to your inner knowing.

Maybe you know what the next step is?  And if you don’t right now, set your intention to look out for it.

Very soon, you will receive a sign, your next step will become clear.  I promise.

I’m not especially brave or entrepreneurial.  I just took that initial jump and followed on from there.

If you feel deep-down that you want to make a change, you can do it!

And if you want some help to make that leap?  If this post has resonated with you and you would like the chance to explore your next step, then I would LOVE to offer you a complimentary Clarity Call with me.

During this 30-minute call, we’ll explore what’s going on for you right now, anything that’s holding you back and how to move forward. Just click here to access my diary and book in for your Clarity Call.  Looking forward to speaking with you!

Nicola x

Head in the sand? Here are my top three Money Power Tips.

Have you got your money ‘stuff’ sorted?

By ‘stuff’, of course I mean your beliefs and thoughts about money (this is the focus of my work), BUT I also mean the more practical side of things.

  • Do you know what your current financial situation is? How much is in your current account? How much do you have in savings and investments (if any)? Do you have any debts and, if so, how much?
  • How do you manage your money? What happens to your income when you receive it?
  • How do you make your spending decisions?

If any of these questions are making you think:

‘Back off Nicola!’
‘I can’t think about that now, I don’t have time’
‘I’ll start worrying about managing my money when I’ve got more coming in’
‘Money is boring! I want to focus on other things’,

then I have a message for you (so please read on).

I completely get your resistance (even though I used to be a financial adviser in my previous corporate life, I used to very much feel this way myself), but the uncomfortable truth is that you’re very unlikely to receive more money (or hold onto it if you do) if you’re not willing and able to step up and take control of your finances NOW.

I often speak to women who say the kind of things I’ve mentioned above when I ask them about their finances or suggest a way of managing their money differently (well, they don’t normally tell me to ‘Back off’ but maybe they are thinking that deep down?)

Sometimes it feels easier to keep your head in the sand, or maybe you just don’t feel you have the time to sort out your finances? Perhaps you just don’t have a clue where to start?

The fact is that until you commit to truly being in your power around money, you’re sending a very clear message to yourself and the Universe, that you won’t be able to handle receiving more.

So, it’s no good waiting until you’re earning more or have more time, start taking control NOW.

And fortunately, I can help you with just that! Here are my top three ways to get your head out of the sand and start feeling powerful around money.

1) Get clear on where you are right now

The first step on your money mastery journey is to know where you’re starting from. Until you have clarity, it will feel like you are stumbling around in a fog.

Give yourself some time, get all of your financial paperwork out, log on to your online accounts and create a simple record of the following:

1) Your current income
2) The balance of your bank account(s)
3) The total of any savings or investments you have
4) Details of any monies owed to you (outstanding payments from clients, any refunds/rebates due, loans you have made to friends or family)
5) The total of any debts you have (credit cards, personal loans, overdrafts, mortgage, loans from friends or family)

Keep this record really simple to start off with. You can write it down or put the details in a spreadsheet (whatever floats your boat!)

Notice how you feel to have a clear statement of where you are financially right now.

You may very well feel some resistance to doing this (I know I did!), but recognise that this is your first step to taking the power back around money.

This is a process I take you through in my free 7-Day Money Mastery Kickstarter Challenge. Click here to join.

2) Become mindful of your money

Back in the days when  my hypnotherapy and coaching practice was focused on helping women with weight loss, when I first started working with clients I used to ask them to keep a food diary. This wasn’t about me being nosey and judging what they were eating. I wanted them to become more mindful of the food they were consuming and notice those times when they were eating and not physically hungry.

The very act of keeping the food diary often led to them eating less and making more conscious choices.

The same principle applies to money.

Have you ever had an experience where you’ve withdrawn some money from an ATR and it just seemed to disappear? Where the heck did that money go?

It’s time to become more mindful of your money – where it comes from and where it flows to.

For the next week, keep a record of all the money that comes to you. Note the amount and where it comes from, i.e. earnings, gifts, winnings, refunds, money you find.

At the same time, keep a record of each amount of money you spend and what you spend it on.

Again, you can do this very simply, either in a notebook or on your phone. Try to make the record as soon as you either receive or spend money, rather than at the end of the day when you might have forgotten.

At the end of the week you can review the information you have gathered and make any changes you want to make.

By doing this, you will have a clearer idea of the activities that bring you money and also where you are spending. You will begin to make more conscious, empowered choices and feel more in control.

3) Create your money pots

I heard this advice many times before I actually took it! It’s an idea I first read about in T Harv Eker’s book, ‘Secrets of the Millionaire Mind’ and then again in Ann Wilson’s awesome book, ‘The Wealth Chef‘, but like I said it took me a long time to implement!

The idea is that you allocate your income to different pots – one for savings, one for play, one for personal development, one for giving, etc.

You can decide which pots are important for you and the different proportions, but to give you an idea, this is how I currently split my income:

Short-term savings 10%
Long-term investments 10%
Play 10%
Personal Development 10%
Giving 5%
Other expenses 55%

For a long time, I resisted doing this and told myself I would start my pots when I was earning more.

Because I wasn’t stepping up and taking control of my cash, I never got to the point when I felt like I was earning enough, so I delayed creating my pots.

It’s only when I finally decided to just do it, that I found I could grow my different pots and somehow I had enough for all my other expenses. It was like magic!

I felt powerful and supported. I was finally taking control of my money and sending a clear message that I was ready for more.

So, how about you? Why not have a go and create your own money pots?

If you have online banking it’s usually very easy to set up some different accounts. If you don’t feel you can allocate the whole of your income in this way to start off with, just take a smaller amount initially and divide that amongst your pots, even if it’s £10.

I guarantee you will be amazed at how this transforms your feelings towards money and the financial results you see.

So, that’s my three money power tips.

Like I’ve said throughout, I completely get that you might be feeling some resistance towards implementing these money management techniques. It’s kinda part of the process, so simply notice that resistance and resolve to take action anyway.

Here’s to stepping into your power around money!

Your next step. Want to discover more ways you can create the income you desire (and deserve!)? Click here to join my free 7-Day Money Mastery Kickstarter Challenge and get started right away.

Is it my fault?

Is it my fault_Do you ever feel like you’re creating a whole load of s**t in your life?

Maybe you’ve watched ‘The Secret’, read about the Law of Attraction and realised that we are all powerful creators of our own realities.  Wonderful.

But, sometimes nagging doubts can pop up:

‘Hang on, what am I actually manifesting in my life?’

‘Maybe I’m totally limiting myself?’

‘How can I stop all of these pesky negative thoughts that keep creeping into my mind?’

I was speaking with a client the other day and she was worried about the impact some of her limiting beliefs might be having on her life and the results she was seeing in her business. 

Rather than focusing on how helpful it was that she had brought these unconscious beliefs into her awareness (so now she can start shifting them), she was panicking about what these thoughts would create.

I completely get this.  When I first started doing this kind of work and realising that my inner world (my thoughts, emotions and beliefs) could impact my outer world,  initially I felt a huge sense of excitement.

Then, very soon afterwards I thought:

‘But what about all of those negative thoughts that just seem to jump into my head?’

‘What about when I’m feeling like crap and don’t want to get out of bed?’

‘What about all of those deep limiting beliefs I’ve been working on?’

I became totally paralysed with fear, panic and self-doubt.

‘Arrghh, I can’t think!  Must keep the negativity out of my mind!’

The result?  I created the worst month in my business EVER.  I attracted no new clients, I made virtually no money and I felt like I would have to give it all up and go back to working a 9-5.

At the same time, I was beating myself up about how I had managed to manifest what felt like a huge disaster.  Not a good state of mind to be in.

What did I do to get out of the crap?

  • I talked about what was going on for me – with my coach, my mastermind group, my friends and Mr H.
  • I started to take action – small, simple steps that helped me to feel like I was back in control and moving forwards.
  • I continued doing the inner work – shifting limiting beliefs and reframing any negative thoughts.

By doing this, I managed to get myself back into a positive state of mind and start creating magic again.

But, there are still times when stuff happens in my life and I go into self-blame mode.  And I see this happen often, both with my clients and in my network.

My beautiful friend and mentor, Carly Hope, calls it ‘The curse of the conscious woman’.  We know we are powerful creators, so we beat ourselves up whenever anything happens in our lives that we don’t like.

So, if you are feeling like s**t is happening in your life right now and it’s all your fault, what can you do?

The first thing is to stop using your amazing awareness and insight as a stick to beat yourself with!

Each time you recognise a belief that could be limiting or a seemingly negative thought, see it as a gift.  Tell yourself, ‘This is an opportunity for me to let this go and write a new story for myself.’

Any new awareness is the first step to change.  Welcome any doubts, fears, anger and frustration as a sign that something is shifting for you.

By doing this, you are placing yourself in a position of power, rather than slipping into a downward spiral to blame-ville.

Secondly, appreciate all of the good that you have already created.

I can guarantee that you’ve manifested a whole load of beauty in your life.  Look around you now and focus on what you have in your life that you love – relationships, children, pets, home, work, surroundings.

Think about all of the amazing things you have done in your life, all the people you have met, how far you have come.

It can be easy to focus on the s**t rather than the good stuff, so switch that around.

When I started working on my wealth consciousness, at first I felt frustrated with my income.  I felt like I should be more successful.

Then I took stock and realised that over the past few years, I had manifested:

  • A total change of career
  • My own business
  • A husband
  • A gorgeous new home

Not bad, eh?  When I did this, I could see that I was totally rocking my power as a creator.  It just wasn’t in the ‘money in the bank’ way.

As soon as I acknowledged this, I actually started to see more financial results as I felt so much more powerful.

You might not always get what you desire in the exact way that you expect, but you are manifesting all of the time.  Choose to focus on the gorgeousness you’ve created in your life.

When you do that, you will feel lifted, your vibration will increase and more of the good stuff will flow your way.

So, instead of slipping into a place of self-blame and doubt, step into your power as a creator.

See any new awareness as an exciting opportunity to create a shift and acknowledge what you have manifested in your life so far.

Your next step. Want to learn about some powerful practices that will help you create the  perfect abundance mindset? Click here to join my free Money Mastery 7-Day Kickstarter Challenge and get started right away.

The Power of a Pow Wow

The power of a pow wowAs a Money Mindset Mentor, I get to speak to lots of different people about their financial situations, both individually and as groups.   Something I often hear is, ‘I don’t normally talk about this stuff!’

Many of us have been conditioned to keep quiet about money.  Our finances tend to be private and even within couples, there can be secrecy in this area.

When we don’t talk about a particular issue, it can lead to shame, confusion, fear and anxiety.  It’s no wonder money can be such a thorny subject when we spend most of the time keeping it all hidden away!

Over the past year I’ve learned to be much more open about money.

I make time to talk to my husband about our finances and take an active role in managing them and creating joint goals.

I’m more comfortable talking about money in the different groups I’m a member of, both online and offline.

I also meet with a friend once a fortnight to talk about all things money.  We call this our ‘Power Pow Wow!’  We set goals, discuss challenges and work on our wealth consciousness.

These Pow Wows are non-negotiable.  We meet every fortnight, regardless of what is going on for either of us.  This is sacred space for us to share support and create abundance.

If you do just one thing to improve the way you feel about money and boost your income, I recommend talking about your finances more.  Here are some different ways for you to do this:

  • If you have a partner, commit to being more open about your finances.  Make time to set joint money goals, review your savings and expenses, and take equal responsibility for your financial decisions.
  • Get together with a friend who can be your ‘money buddy’.  This will be someone you can share any challenges with, work towards financial goals and celebrate your successes.
  • Start a money book club.  There are so many books out there on money mindset, wealth consciousness and financial planning.   Get together with a group of friends and pick one book each month for you all to read.  You can then share your insights and any action you plan to take based on the book.
  • Create your own Power Pow Wow group.  Arrange to meet up regularly with a group of friends or acquaintances purely to focus on money.  This will be powerful space for you to give and receive support, share your feelings about money and plan how to move forward.
Take action now:  Which one of the above resonates with you most?  Commit to at least one way of being more open about money.  Start the conversation today!

Your next step. Want to discover more powerful tips about how to create the income you desire (and deserve!)? Click here to join my free Money Mastery 7-Day Kickstarter Challenge and get going right away.

The 7 success secrets I learned from running (yes, running!)

The 7 success secrets I learned from runningAs I write this I’ve spent most of the day sitting down, either in front of the laptop or with clients.
Later this evening I’ll be hosting the third group call of my Money Mastery Summer Camp (again sitting down).

About an hour ago, my body started crying out to move.  Not gentle movement, but something energetic and heart-pounding, so I took myself for a run (see my post-run selfie above!)

I’m a huge advocate of listening to your body’s needs.  And as I was running I got inspired to write this blog post, so I got to work out AND get creative.  That’s what happens when you listen to your beautiful body!

Anyhow, I digress.  Whatever you’re aiming for – more money, more clients, or more love in your life, here are the 7 Success Secrets I have learned from running.

1) Get Support

I’m not talking about a sports bra here (although, of course, that’s essential!)  I know that if I go for a run on my own, I’ll stretch myself to a point, but then I might just ease up a little (yes, that could be me slowing to a walk!)

When I go for a run with Mr H or a friend, I blooming well keep going.  Stopping is not an option when you have support (particularly from Mr H – he’s a harsh taskmaster!)

Don’t go it alone.  Gather a team of supporters around you.

2) Get regular

When I run only occasionally, it feels like really hard work.  I struggle for breath and my legs ache.

When I’m running regularly (for me that’s two or three times a week), I can feel my fitness levels improving.  I notice how I’m making progress and I feel more motivated.

The same goes for success in business, money-making, relationships – put the work in and make it a regular practice.

3) Take a break

Which brings me on to my next point.    Yes, you need to work to achieve success, but you also need to rest.  If I tried to run every day (never actually happened, but I can imagine!), I would burn out and collapse in a heap somewhere.

Take a break.  Rest.  Do something completely different for a while.  Then come back fresh.

4) Mix it up

If you look at any kind of running training program, it will encourage you to do long, steady runs, alongside interval runs, where you intersperse a steady pace with shorter, faster runs.

The same goes for success.  If you just plod along steadily doing the same thing all the time, you will get bored (and so will those around you).  Do something different.  Stretch yourself.  Mix it up.

5) Inner game

When I first started running (many years ago) I used to tell myself, I couldn’t run.  I would say, ‘Running is really hard, I’m just not built for it’.

This was so not true, but as I told myself that I couldn’t do it, I proved myself right every time I tried (I struggled to get to the end of the road!)

When I switched my thinking and started telling myself, ‘Of course I can do this!’, I noticed that running became much easier.

The inner game, your thoughts and beliefs, make a HUGE difference.  Start telling yourself, ‘Hell yeah, I can do this!’ and you will.

6) Be inspired

Have you ever watched the London marathon (or any other race) on TV and felt like you wanted to do the same?

Yep, me too.  When we see others achieving what we want, it motivates us to keep going, to put the work in and tells us that it is possible.

Search out others who are doing what you want to do.  Read about them.  Watch them (not in a stalky way!)  Connect with them.  Allow yourself to be inspired.

7) Commit to a clear goal

The times when I’ve really got serious about my running and seen great results are when I’ve had a goal to work towards.  If I know I have a race coming up, I put the training in.

If I don’t have a clear goal, I’m a bit more half-hearted about it.

What’s your goal?  Commit to it now.  Share it with someone else.   Then get going.

So, that’s my 7 success secrets – which one resonates with you most?  Which one are you going to take action on right now?

Decide and go do it!

Are your money memories tripping you up?

Are your money memories tripping you up_Did you ever wonder why some people seem to attract wealth and feel super-comfortable with money, whereas others are fearful of finances and living in constant scarcity?

The way you feel about and interact with money will have been created by your past experiences, particularly in childhood.

It might be that someone has directly said something to you in the past that you’ve taken on as fact, or it could be more subtle.

Maybe you picked up on your parents’ attitudes towards money through your experiences as a child?

Perhaps your mother always handed the responsibility for cash over to your father (or vice versa), which has taught you that this is the way it should be?

Perhaps one of your grandparents would sneak money to you and tell you not to let your parents know, leading you to believe that receiving money is something kinda naughty and secretive?

Maybe you saw your parents working really hard for money, struggling to make ends meet and you learned the lesson that earning money is damned hard work?

The memories don’t have to come from your childhood. I wonder if you’ve ever worked for an organisation where you feel your talents weren’t recognised financially and this has led to a ‘what’s the point?’ attitude and build-up of resentment?

Perhaps you’ve had relationships where your partner cheated you out of money and this has led you to be cautious of sharing your money with anyone else?

These are all possible memories that could be impacting the way you are with money now, either directly and consciously, or indirectly and subconsciously.

If you have a belief that money is ‘bad’ in some way, or that it can cause stress, anxiety or struggle, then it’s possible that you are unconsciously repelling it from you.  Do you really want to be a money-repellant?

No, I didn’t think so!  So, how can you change your money story and become a super-charged money magnet?

Here are some simple steps for you to follow.

Step One:

Make a list of any past experiences you can remember that might have impacted on your current relationship with money.

Give yourself some time and write down any memories that come to mind – from childhood, adolescence, work, relationships, school, family, friends, clients, colleagues, church.

Step Two:

Once you have your list, go through each one and journal on it. Ask yourself the following questions:

What did I learn here?

What belief did I pick up?

How does this show up in my current relationship with money?

How do I feel about this memory now?

Step Three:

How can you begin to reframe this memory?

Ask yourself whether there is any learning here for you?

How can you move forward from this?

What would you like to do differently from now on?

Can you send love and forgiveness to anyone who is involved in each particular memory?

P.S. Don’t worry if you have lots of memories that come up (I had pages when I first went through this process!)  Just work through them one at a time, maybe one or two a day.

You’ll soon notice that you start to feel differently around cash and before you know it, money miracles will begin to show up.  Yum!

Here’s to writing a powerful new money story for yourself!

Your next step. Want to discover more ways to create the abundance you truly desire (and deserve!)? Click here to join my free 7-Day Money Mastery Kickstarter Challenge and get going right away.

3 ways to lighten the load when your money stuff seems too heavy

3 ways to lighten the load when your moneyIf I was to start talking to you about money, would your eyes glaze over?

If I invited you to get really clear on where you are with your finances, would you either do it in a half-hearted way or find something much more important you have to do right now?

Maybe the money stuff feels like another chore you have to handle (and you have too much on your plate at the moment)?

I know that money can seem like a heavy topic.

A lot of us either want to put our heads in the sand or run for the hills rather than actually face what’s going on in our finances.

What if you were to see money in a different way?  What if you could have some fun with your finances?  Sounds impossible?

Well, here are my three top ways to lighten your financial load.

1) Have a regular money date

If I asked you to sit down and go through all your money stuff, you’d probably think, ‘Yeah right!  I’d rather do the dishes thanks.’

It doesn’t sound too appealing, I know.

So, how about framing it in a different way and scheduling a regular money date with yourself?

This is something that Kate Northrup recommends in her book, Money, a Love Story (which is fab by the way!) 

Your date doesn’t have to last long, but make it special.  Put on some music, pour yourself a glass of something nice, light a candle and devote some time to your finances.

You can use your money date to:

  • Get clear on where you are financially right now
  • Pay any bills
  • Review your goals
  • Set new action points
  • Review your expenses and research better deals

If you share responsibility for your finances with your partner, then how about including them and having a gorgeous joint money date?

Do what it takes to make this a pleasurable experience!  Why not schedule your first money date now?

2) Take a walk of appreciation

I’m sure you’ve heard that having an attitude of gratitude is key to feeling great and receiving more.  Maybe you even keep a gratitude journal or have some sort of regular gratitude practice?

Well how about combining gratitude with movement and taking yourself on a Walk of Appreciation?

Walking is one of my go-to ways for changing my state and shifting my mood if I’m feeling sluggish, low or restricted in some way.

When we combine the power of movement, being outdoors and active appreciation, it’s a pretty unstoppable force!

If you’re feeling heavy around money right now, get outside and walk yourself lighter.  The idea of the Walk of Appreciation is that as you walk you bring to mind all of the things in your life you are grateful for.

Say to yourself, either silently in your mind or out loud, ‘I am so grateful and blessed to have….’

As you do this, notice how your mood starts to lift. 

You might think, what has this got to do with money?  Well, the better you feel, the more good stuff you will attract and this includes money.

Move your body, shift your mood, feel good, receive more.  What’s not to love about that?

3) Buddy up!

So often in our culture and particularly as women, we are encouraged to keep quiet about money.   Maybe you’ve picked up the message that you shouldn’t talk about money, your financial desires and goals?

It’s difficult to move forward when you aren’t being open about what you want and any challenges that are coming up for you.

That’s why I recommend that you buddy up and create your own Money Support Group.

This can be one or more people who are on a similar journey to you, people who are willing to support you as you move towards your financial goals.

Arrange to get together regularly, either in-person, on the phone or online and share what’s going on with you and money.  How are you getting on with your goals?  What action are you committed to taking?  What is challenging you?  What successes have you had?

I have a friend that I meet with fortnightly to focus on money and having this support has empowered us both to move forward in a powerful way this year.  Plus you get to benefit from fun, friendship and connection along the way!

Who do you want to be your money buddy?  Get in touch with them now and arrange a time to connect.

If you would like to discover more ways to lighten your financial load and see through the money ‘stuff’, join my free Money Mastery 7 Day Kickstarter Challenge.  7 days to more money and less stress!

Click here to sign-up and get started right away.

 

My top 3 tips for banishing the mind-monkeys

My top 3 tips for banishing the mind monkeysRight now I’m in the middle of the Master Your Money Summer Camp launch.
Although I love the excitement and energy of starting something new, I can tell you that the last couple of days I’ve been feeling pretty exhausted and emotional.

To be honest, I woke up this morning in a complete funk!

I don’t share this to say, ‘Poor me!’ – I know that we can all feel like this sometimes, particularly when we are going through some kind of shift.  So, I wanted to let you know what I did this morning to get me out of my gloom.

1) I journalled on the thoughts and feelings that were coming up for me.

There was lots of mind-monkey chatter going on!  As I’m launching a new program, these are the kind of thoughts that were coming up:

‘I’m not good enough!’
‘I have to work really hard and exhaust myself to make good money’
‘I’m kidding myself when I set high goals.’

There were more, but that gives you an idea!  I just got them out of my head and onto paper.

2) I tapped on the thoughts and feelings that were coming up. 

If you’re not familiar with tapping/EFT, then I’ve created a video showing you the tapping routine I used today.

This is an example of the set-up statement I used, ‘Even though I know I’m kidding myself when I set big goals, I deeply and completely love and accept myself’.

This helped to clear those negative thoughts and feelings that had been draining my energy.

3) I spent 10 minutes meditating on the mantras and affirmations I’m using at the moment:

‘I am a conscious creator of my reality’
‘I allow money to flow to me easily’
‘I am constantly expanding my sense of possibility’

By the time I reached the end of these three steps, I felt energised and optimistic.  I had shifted my funk!

I must admit, it feels quite vulnerable to share this very personal process.  But I wanted to let you know that:

1) It is completely natural and normal to have times when you feel drained, fed-up and generally shitty!

2) You can change your state – you have the power to move from down-in-the-dumps to top-of-the-world.

3) There are some simple steps to follow so you can create your own shift.

So, the next time you’re feeling disheartened, frustrated or funky, remember these 3 steps and banish those pesky mind monkeys!